A home is one of the largest financial commitments that a person will make during their life. My mission is to make sure that purchasing or refinancing your home is a great experience. I will carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available for your financing strategy. With many years and a wide range of experience in the mortgage industry, I stand ready to assist you each and every step of the way. I am truly passionate about my profession, and the result is that nearly 100% of my business is by referral from satisfied clients, trusted advisors and realtors. You may only think about home financing a few times during your life ~ I think about it every single day.