persons name

Brian Owens

Vice President

NMLS 164248 / TN 53799

(423) 304-6811

brian@platfund.com

Meet Brian Owens

A home is one of the largest financial commitments that a person will make during their life.  My mission is to make sure that purchasing or refinancing your home is a great experience.  I will carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many home loans options available.  With 16 years and a wide range of experience in the mortgage industry, I stand ready to assist you each and every step of the way.  I am truly passionate about my profession and the result is that nearly 100% of my business is by referral from satisfied clients, trusted advisors and Chattanooga's top Real Estate agents.  I would be honored to have you as a client so you can see what sets me apart, give me a call or email today.

"You may only think about home financing a few times during your life ~ I think about it every single day!"

 

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Seven Things Your Agent Should Know About Your Mortgage Approval

While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal guidelines, mortgage rate pric ...
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Do I Need To Sell My Home Before I Can Qualify For A New Mortgage On Another Property?

Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your current house, or have been forced to relocate due to a job ...
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What Do Appraisers Look For When Determining A Property's Value?

Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However, th ...
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Where Does My Earnest Money Go?

Hey, I gave my real estate agent a $5000 Earnest Money Deposit check... Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets accepted. According to Wikipedia: Earnest Money - an earnest payment (sometimes called earnest money or simply earnest, or alternatively a good- ...
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Renting vs Buying A Home

Buying a home versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we've found that most home buyers base their ultimate decision on emotion. Yes, there are some tax advantages of owning real estate, as well as the potential to earn equity ...
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What Does Title Insurance Protect Me From?

By including title insurance when purchasing property, your title insurer takes on accountability for legal expenses to defend your property title, should it ever be challenged. Many different occurrences can come into play to warrant the need for title insurance. The title company responsible wi ...
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